The number of ATOMS generated per block changes depending on the number of ATOMS currently staked in the protocol. If less than two-thirds of the total atom supply is staked, the annualized inflation increases anywhere from 7-20% until two-thirds of all ATOMS are staked again.
The current reward rate can be found on Mintscan, a Cosmos block explorer.
In the unlikely event that you miss rewards, we cover lost rewards with our 100% reward guarantee.